Job Description

Job Title: Credit Risk Data Specialist

Job Description: As a Credit Risk Data Specialist at Saudi Arabia’s first fintech unicorn, you will apply data-driven analytical expertise to credit risk management — supporting the credit risk function with data modelling, analytics, and risk intelligence for a BNPL and consumer finance platform serving millions of users across KSA, UAE, and Kuwait. You are backed by Sanabil Investments (PIF), SNB Capital, and Checkout.com.

Responsibilities:

• Apply data-driven analytical expertise to credit risk management for a BNPL and consumer finance platform
• Develop and maintain credit risk data models, analytical frameworks, and risk intelligence dashboards
• Conduct detailed credit analysis using data science techniques across the end-to-end credit lifecycle
• Apply proficiency in SQL, Python, and data analytics tools to credit risk monitoring and reporting
• Identify data anomalies and unusual credit risk patterns with exceptional attention to detail
• Produce credit risk data reports and management information for risk leadership and Board review
• Support the calibration of credit risk models — improving accuracy, reducing false positives, and enhancing risk coverage
• Collaborate with Credit, Technology, and Data teams on credit data infrastructure and analytics platform development

Qualifications Needed:

• Proven Credit Risk Data Specialist or credit analytics experience in fintech, BNPL, or consumer finance
• Strong proficiency in SQL, Python, and data analytics tools for credit risk modelling and monitoring
• Exceptional attention to detail for data anomaly identification and credit risk pattern analysis
• Experience with end-to-end credit lifecycle analytics — onboarding, monitoring, collections, and fraud
• CFA, FRM, or equivalent qualification preferred
• Arabic language skills preferred for KSA and UAE market credit data engagement

What the Company Offers:

• Credit Risk Data Specialist role at Saudi Arabia’s first fintech unicorn in Dubai
• Credit analytics mandate for a BNPL platform backed by PIF (Sanabil), SNB Capital, and Checkout.com

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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