Job Description

Job Title: Senior Credit Analyst

Job Description: As a Senior Credit Analyst at Spocto, you will assess credit risk, analyse financial data, and provide credit recommendations for lending and investment decisions in the fintech and payments space.

Responsibilities:

• Conduct in-depth credit risk analysis for corporate and SME clients, including financial statement analysis and cash flow modelling.
• Prepare credit memoranda, risk assessments, and recommendations for credit committees.
• Monitor portfolio performance, credit quality, and emerging risk trends.
• Collaborate with relationship managers and risk teams to structure credit facilities and mitigate risk.

Qualifications Needed:

• 5+ years of credit analysis experience in banking, fintech, or financial services.
• Strong proficiency in financial modelling, credit risk assessment, and underwriting standards.
• Knowledge of UAE financial regulations and credit risk frameworks.
• Excellent analytical, communication, and stakeholder management skills; fluent in English.

What the Company Offers:

• Competitive tax-free salary with performance bonuses.
• Comprehensive health insurance and relocation assistance.
• Opportunity to lead credit analysis for a growing fintech.

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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