Credit & Collection Officer – RNPL (Retail Now Pay Later)

Job Description

Job Description

Job Title: Credit & Collection Officer – RNPL (Retail Now Pay Later)

Job Description:  As a Credit and Collection Officer for a Retail Now Pay Later (RNPL) fintech platform, you will be responsible for managing credit underwriting, collections, and receivables for a consumer lending fintech — supporting responsible lending practices and effective recovery of overdue RNPL accounts. You will bring a minimum of 1 year of experience in banking, credit control, collections, receivables management, credit underwriting, or consumer lending in a fintech context.

Responsibilities:

• Manage credit underwriting, collections, and receivables for a Retail Now Pay Later (RNPL) fintech platform
• Conduct credit assessments for RNPL applications — evaluating applicant creditworthiness and applying responsible lending criteria
• Manage overdue RNPL accounts through the collections lifecycle — outbound contact, payment plan negotiation, and account resolution
• Process credit control and receivables management activities — maintaining accurate records of all credit and collections interactions
• Escalate complex or high-risk collections cases to senior management with appropriate documentation
• Ensure all credit underwriting and collections activities comply with UAE consumer lending regulations and fintech platform policies
• Produce regular credit and collections performance reports for management
• Contribute to process improvements that enhance credit decision quality and collections recovery rates

Qualifications Needed:

• Minimum 1 year experience in Banking, Credit Control, Collections, Receivables Management, Credit Underwriting, or Consumer Lending — preferably in fintech or RNPL
• Understanding of consumer lending credit assessment and collections best practices in the UAE
• Strong communication skills for professional client contact in collections interactions
• Attention to detail for credit documentation and collections record management
• Knowledge of UAE consumer credit regulations and applicable compliance requirements preferred
• Arabic language skills advantageous for UAE RNPL consumer collections engagement

What the Company Offers:

• Credit and Collection Officer role at a Retail Now Pay Later fintech platform in Dubai
• Consumer lending credit and collections mandate in a growing fintech RNPL environment

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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