Senior Credit Analyst – SME Business Loans (Fintech)

Job Description

Job Description

Job Title: Senior Credit Analyst – SME Business Loans (Fintech)

Job Description: Evaluate SME business loan applications and perform credit underwriting at BankByChoice, a Dubai-based fintech lender. Analyse applicant financial information and assess creditworthiness for SME credit facilities.

Responsibilities:

• Evaluate SME business loan applications and conduct financial underwriting
• Analyse applicants’ financial information, credit history, and business performance
• Assess creditworthiness and prepare detailed credit analysis reports with recommendations
• Coordinate with credit, sales, and finance teams throughout the approval process
• Manage ongoing monitoring of active credit facilities and flag deteriorating profiles
• Ensure compliance with UAE Central Bank lending regulations and internal credit policies
• Identify opportunities to improve underwriting efficiency and credit quality

Qualifications Needed:

• Proven experience in credit analysis, preferably in a fintech or banking environment
• Strong exposure to SME lending and fintech credit underwriting is required
• Proficiency in financial statement analysis and credit modelling
• Knowledge of UAE lending regulations and compliance requirements
• Degree in Finance, Accounting, Economics, or a related field

What the Company Offers:

• Credit analyst role at BankByChoice — a Dubai-based SME fintech lender
• Full-time Dubai-based position in a growing digital lending operation
• Exposure to SME credit underwriting at scale within a regulated fintech

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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