Senior Credit Analyst – Fintech / Digital Lending

Job Description

Job Description

Job Title: Senior Credit Analyst – Fintech / Digital Lending

Job Description: As a Senior Credit Analyst for Fintech and Digital Lending at a fintech platform disrupting the traditional debt recovery and credit ecosystem in Dubai, you will apply senior credit analysis expertise to the assessment of fintech and digital lending clients — conducting thorough credit reviews, risk analysis, and portfolio monitoring for a fast-growing alternative credit and fintech advisory platform.

Responsibilities:

• Apply senior credit analysis expertise to fintech and digital lending client credit assessment
• Conduct thorough financial statement analysis, credit risk review, and loan portfolio monitoring
• Produce structured credit analysis reports with clear risk recommendations for approval, decline, or restructuring
• Support credit model development and risk scoring framework refinement for digital lending platforms
• Provide guidance and support to junior credit analysts in analysis methodology and decision-making
• Monitor fintech and digital lending credit portfolio performance — identifying deterioration trends
• Coordinate with Commercial, Operations, and Risk teams on credit application processing and portfolio governance
• Stay current on UAE digital lending regulatory requirements and fintech credit market developments

Qualifications Needed:

• Proven Senior Credit Analyst experience with fintech, digital lending, or commercial banking focus
• Strong financial statement analysis, credit risk assessment, and digital lending portfolio management skills
• Experience mentoring junior analysts and contributing to credit team quality improvement
• Understanding of UAE fintech and digital lending regulatory landscape
• CFA, FRM, or equivalent qualification preferred
• UAE fintech or digital lending credit analysis experience strongly preferred

What the Company Offers:

• Senior Credit Analyst Fintech and Digital Lending role at a fintech platform in Dubai
• Senior credit analysis mandate at a platform disrupting traditional debt recovery and credit advisory

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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