Senior Data Scientist

Job Description

Job Title: Senior Data Scientist

Job Description: Manage the health and performance of the credit portfolio, building the single source of truth for risk data

Responsibilities:

• Develop portfolio monitoring reports for internal and external communications
• Design and optimize data-driven credit strategies including underwriting criteria, credit limit assignments, and risk-based pricing
• Conduct deep-dive analysis on risk exposure versus profitability
• Develop and track early warning indicators to detect abnormal risk trends
• Conduct rigorous A/B testing to verify hypotheses and evaluate strategy changes
• Build and optimize automated data pipelines for scalable risk monitoring
• Partner with Data Science, Data, Finance, Product, and Technology teams

Qualifications Needed:

• Bachelor‘s or Master’s degree in a quantitative field (Statistics, Data Science, Math, Quantitative Finance)
• 3+ years of post-qualification experience handling analytics and/or credit risk
• Prior experience in retail/SME banking, fintech, or credit ratings is a plus
• Proficiency in SQL, Excel (Advanced/VBA), PPT, Tableau & Python (optional)

Are you interested in this position? Apply by clicking on the “Apply Now” button below!

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